Terms & Conditions

Welcome to PERFECT BUSINESS SERVICES INC. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our website, submitting a loan application, or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.

2. Services Overview

PERFECT BUSINESS SERVICES INC provides direct business lending services, including but not limited to:

• Working Capital Loans
• Revenue-Based Financing
• Equipment Financing
• Business Expansion Funding
• Invoice Financing
• Real Estate Financing

All financing is subject to credit approval and specific terms outlined in individual loan agreements.

3. Eligibility

To apply for our services, you must:

• Be at least 18 years of age
• Have legal authority to enter into binding contracts on behalf of your business
• Provide accurate and complete information in all applications and communications
• Operate a legitimate business entity

4. Application Process

When you submit a loan application:

• You authorize us to verify the information provided
• You consent to credit checks and background verification
• You understand that submission does not guarantee approval
• You agree to provide additional documentation as requested

We reserve the right to approve or decline any application at our sole discretion.

5. SMS Terms & Conditions

Program Description

Our text messaging program provides subscribers with marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. Messages are sent using an automated telephone dialing system (ATDS).

Consent

By opting in, you expressly consent to receive recurring text messages from PERFECT BUSINESS SERVICES INC. You understand that consent is NOT a condition of purchase or use of our services.

Message Frequency

Message frequency varies. You may receive up to 4 messages per month, though the actual frequency may be less.

Message and Data Rates

Message and data rates may apply based on your mobile carrier's plan. Please contact your wireless carrier for details about your specific plan.

Opt-Out / Unsubscribe

You can opt out at any time by replying STOP to any text message you receive from us. After texting STOP, you will receive one additional confirmation message. No further messages will be sent unless you re-opt in.

Help

For assistance with text messages, reply HELP to any message or contact us at info@perfectbusinessservices.com.

Supported Carriers

Our text messaging program is available on all major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages.

Privacy

Your mobile number and opt-in information are governed by our Privacy Policy. We do not share mobile opt-in data with third parties for marketing purposes.

6. Fees and Charges

All fees, interest rates, and repayment terms will be clearly disclosed in your individual loan agreement. There are no application fees for initial inquiries. Specific loan products may include:

• Origination fees
• Processing fees
• Late payment fees
• Prepayment terms (which may include no penalties)

All fees will be disclosed before you commit to any loan agreement.

7. Repayment Obligations

By accepting a loan from PERFECT BUSINESS SERVICES INC, you agree to:

• Repay the loan according to the terms in your loan agreement
• Make timely payments as scheduled
• Notify us immediately if you anticipate difficulty making payments
• Understand that late or missed payments may result in fees and impact your credit

8. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of PERFECT BUSINESS SERVICES INC and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Prohibited Uses

You agree not to:

• Use our services for any illegal purpose
• Provide false or misleading information
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our website
• Use automated systems to access our services without permission

10. Limitation of Liability

To the maximum extent permitted by law, PERFECT BUSINESS SERVICES INC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or related to your use of our services or website.

11. Indemnification

You agree to indemnify and hold harmless PERFECT BUSINESS SERVICES INC, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

12. Governing Law

These Terms and Conditions are governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Collin County, Texas.

13. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any individual loan agreements, constitute the entire agreement between you and PERFECT BUSINESS SERVICES INC regarding the use of our services.

16. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

PERFECT BUSINESS SERVICES INC
6850 Tpc Dr Ste 108
McKinney, TX 75070
Email: info@perfectbusinessservices.com