PERFECT BUSINESS SERVICES INC ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Fill out contact forms or loan applications
- Request information about our services
- Subscribe to our communications
- Communicate with us via email or phone
This information may include:
- Name and business name
- Email address
- Phone number (if provided)
- Business information and financial data
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address
- Browser type and version
- Pages visited and time spent on pages
- Referring website addresses
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate loan applications
- Communicate with you about our services
- Send you information about funding opportunities (with your consent)
- Improve our website and services
- Comply with legal obligations
- Protect against fraud and unauthorized transactions
3. SMS & Text Message Communications
Important Information About Text Messaging:
If you opt in to receive text messages from PERFECT BUSINESS SERVICES INC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan.
Opt-Out: You can opt out at any time by replying STOP to any text message you receive from us. After texting STOP, you will receive one additional message confirming that you have been unsubscribed. No further messages will be sent unless you re-opt in.
Help: For assistance, reply HELP to any text message or contact us at info@perfectbusinessservices.com.
Not a Condition of Purchase: Consent is NOT a condition of purchase or use of our services. You may still apply for and receive business funding without opting in to text messages.
Mobile Information Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. Information Sharing and Disclosure
We do not sell your personal information. We may share your information with:
Service Providers
Third-party vendors who assist us in operating our business, such as payment processors, data analytics providers, and marketing platforms. These service providers are contractually obligated to protect your information and use it only for the purposes we specify.
Legal Requirements
We may disclose your information when required by law, regulation, legal process, or governmental request.
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Your Privacy Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your information (subject to legal obligations)
- Opt out of marketing communications at any time
- Withdraw consent for SMS messages by texting STOP
To exercise these rights, please contact us at info@perfectbusinessservices.com.
7. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance user experience and analyze website traffic. You can control cookie settings through your browser preferences.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
PERFECT BUSINESS SERVICES INC
6850 Tpc Dr Ste 108
McKinney, TX 75070
Email: info@perfectbusinessservices.com